Wednesday, March 16, 2016


风, 微风
云, 流云
人, 也份外火热

Tuesday, November 9, 2010

Smile and Love Pests

The photographer did a great job of matching up the kids and dogs. This is absolutely adorable!
A friend is someone we turn to when our spirits need alift

A friend is someone we treasure for our friendship is a gift

A friend is someone who fills our lives with beauty, joy, and grace.

And makes the world we live in a better and happierplace.

There is a miracle called friendship, that dwells in the heart. You do not know how it happens or when it gets it's start.

But you know the special lift it always brings.. You realize that friendshipis the world's most precious gift!

Send this to all your friends, no matter how often you talk, or how close you are...

Let old friends know you haven't forgotten them, and tell new friends you never will.

Tuesday, December 1, 2009

Donate your car for charity in USA

America's Official Car Donation Center. Car Donations Made Fast and Easy.

Trusted Car Donation Center Since 1992

  • Since 1992, America's Official Car Donation Center has been the largest and most trusted choice for car donations for non-profit charities
  • Thanks to generous car donation donors like you, over 1 million automobiles (cars and trucks), boats, trailers, RV's, motorcycles and other vehicles have supported non-profit charitable causes across America
  • Thousands of local and national charities have been able to provide services and conduct research and outreach because of the support of car donations
  • Donate a car and maximize your tax deductions - find out how in our frequently asked questions

Fast & Easy

  • Donate My Car Today - submit our simple and secure vehicle donation form or call us toll free to get the car donation wheels in motion
  • We'll quickly arrange pick up of your vehicle donation in all continental states and Hawaii
  • Your vehicle donation will be towed away by a professionally licensed, bonded and insured towing company - so that it's hassle free
  • We handle the entire car donation process from start to finish - saving you the headache
  • You get your car donation receipt at the time of pick-up
  • Making a car donation is quicker & more convenient than selling it and more rewarding than trading it in

Your Donation - Your Choice

  • Have the proceeds from your car donation go to the charity that you want to help, including the American Red Cross, American Diabetes Association, United Way, American Association for Cancer Research, United Breast Cancer Foundation, Humane Society & SPCA, Boy Scouts of America, USO, and many more
  • We have reviewed and selected only qualified charities for your car donation
  • We are trusted partners of some of America's largest charities

Maximize Your Tax Deduction

  • We provide the paperwork necessary for you to claim the largest qualified deduction for your car donation
  • All of our charity partners have been verified as classified with the IRS as non-profit charitable organizations
  • According to Wikipedia, in the year 2000, 733,000 taxpayers reduced their taxes by $654 million by donating cars

Receive a Complimentary Travel Certificate

Donate your car and you'll not only receive a tax deductible car donation receipt and feel good about supporting a worthwhile cause, you'll also receive a fabulous travel gift entitling you and a guest to Three Vacation Certificates! click here for vacation details

Tuesday, October 27, 2009

Be Positive toward your life!

人~~~ 要有热情和积极性,

Monday, September 21, 2009


1. Federal Student Loan Consolidation

2. Private Student Loan Consolidation

Both federal student loan consolidation and private student loan consolidation offer the benefit of a significantly lower monthly payment and simplified finances. If you want to consolidate student loans, begin with your federal Stafford, Parent PLUS, Perkins, and all Federal FFELP and Federal Direct Loans that were taken out for your education. Private student loan consolidation is a separate program that allows you to refinance all non-federal, education related debt

Mortgage Payment on-time

Paying Your Mortgage Payment On-Time, Every Time
each month is the most important obligation you will have. Failure to pay can result in higher fees, interest expense and possible foreclosure. We have a number of recommendations for FAST mortgage payoff options.

1. Get Automated Draft:

Most lenders offer automated draft of your monthly mortgage payment
If you continue to have insufficient funds in the account after the second attempt, you may be assessed a fee.

2. Automated Bill Payment:

If your lender does not offer automated draft,

or if you prefer more control over your bank account, look into setting up reoccurring bill payment schedule through your bank's online bill payment feature.

Many banks offer this service FREE to their banking customers. If not, you can shop around to find a bank that does.

You simply link to the bank's online banking site and register for bill payment services. Follow their instructions on setting up recurring bill payments.

Make sure you read carefully how the DUE DATE works.

Many bill payment services require a 3-5 day lead time to ensure timely payment.

You should check with your mortgage lender and request information where e-payments should be sent. Some lenders have a special lock box for e-payments.

Make sure you have sufficient funds in your account when your due date occurs. Banks will require that you have funds in the account before they initiate payments.

3. PC Bill Pay:

Another option is bill pay through a PC Personal Management Software program (PFM).

The procedure requires you to setup bill payment through your bank or other bill payment services company.

You simply follow the instructions in the PFM software to setup your bill payment accounts and instructions.

Many of these PFMs allow reoccurring or automated bill payment,

which means you don't need to do anything to initiate the payment. You simply setup the payment information and forget about it.

Most banks and bill payment services charge a fee for this service. Check around to find the best program.

4. Professional Bill Payment Services:

There are private bill payment companies that manage your bill payments.

They will make payments on your behalf to your mortgage lender and whomever you designate.

The advantage of these services is that someone is monitoring your bills to ensure payments have been made and delivered.

These services are the most expensive type of bill payment service.

Sunday, September 20, 2009

Credit Card Debt Consolidation

Learning how to consolidate credit card debt is one of the best things cardholders can do. Consolidation is perfect for those who are looking to better their credit for the future. There are many advantages for cardholders that take advantage of credit card debt consolidation. If you are thinking about consolidation, then there are a few things you should consider before doing so. Use these tips as a guide while you consolidate your debt.

Why Consolidate?

There are several great reasons to consolidate credit card debt. One of the best reasons is to get better rates. If you can get a better rate on a consolidation than you currently have, then there is no reason not to consolidate. Consolidating credit card debt can add up to substantial savings.

Look up all of your interest rates from each card and write them on a list. Then note the new rate you would be given. If the new rate is lower than the average of the old rate, then to consolidating your credit card debts would make financial sense for you. If there are cards that have a lower rate, then you don't have to include them in your consolidation.

Another reason people love to consolidate credit card debt is to make their lives simple. By paying one bill, they can cut out a lot of stress and bill paying time. You should probably not consolidate your debt for this reason alone however. You don't want to pay more in the long run just to cut out a few pieces of mail monthly. Consolidation also gives those in a credit card mess a chance to get out of it. By consolidating, they may be making lower monthly payments than they would be if they did nothing. By closing out the other accounts, their credit may also be improved.

Who To Turn To?

When considering credit card debt consolidation, you should turn to professionals for a consultation. There are many credit card companies and banks that would like to help you with your request. Make sure you do your research so that when you consolidate credit card debt, you are certain you are making a decision that is profitable to you. Make sure there are no hidden fees that come with different consolidation plans. Doing your research can help you save money for the future.

Making The Choice

If you want to consolidate credit card debt, you should first look at all of your debt in detail. Once you know what you have, it will be easier to contact professionals to help you with your consolidation. Don't be afraid to tell them you are shopping for the best deal. You should do yourself the honor of getting the best deal out there to making your consolidation as worthwhile as possible

Please Donate for the poor